101 INDIAN ROAD PALM BEACH, FL 33480 $59,000,000

New construction British Colonial oceanfront estate, due to be complete in 2016, is on approximately 3.49 acres with 142 feet of ocean frontage. Designed by Smith and Moore Architects, offers 28,500 +/- total SQ.FT of luxurious living space and spectacular ocean views. Combined the main house, guest house & cabana have 8 bedrooms, 12 full baths & 3 1/2 baths. Other features include: wine cellar, movie theater, gym, sauna, steam room, elevator, full house generator, walk-in refrigerator and freezer, 4 fireplaces, 6-car garage and much more. Call 865.406.7589 to view.

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224 S OCEAN BOULEVARD PALM BEACH, FL 33480

Beautifully restored 6 BR by the seaside! With breathtaking ocean views, you will delight in its perfect in town location, separate fully equipped beachfront cabana, 2 pools & spa. Exceptionally proportioned living spaces throughout. State of the art quality amenities: hardwood floors, Tischler impact windows/doors, Crestron, Nano doors, 2 fireplaces, marble baths, elevator, and much more!

This image is the exclusive property of Andy Frame / Andy Frame Photography and is protected under the United States and International Copyright laws.  This image may not be reproduced, copied, transmitted or manipulated without the written permission of Andy Frame / Andy Frame Photography and payment of appropriate licensing fees. For information about licensing this photograph, please contact Andy Frame at (561) 843-5004 or at andy@andyframe.com.

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12096 CAPTAINS LANDING(S) NORTH PALM BEACH, FL 33408 $5.8m

Prestigious Mediterranean estate located in the heart of North Palm Beach on 3 waterfront lots. Masterfully designed with entertaining in mind, this magnificent home offers spectacular waterfront views, heated in-ground pool, Jacuzzi,large terrace, cabana house, boat lift and private tennis courts with stadium lights. Custom master suite with 2 large walk-in-closets overlooks pool and tennis courts. Formal living room with marble floors and beveled French doors, Florida room and bedroom/ den each offer a wood burning fireplace. Kitchen with granite tops, double wall oven and electric cooktop. Electric blinds offering storm protection can be found in all bedrooms. Attached 2 car garage with additional detached garage/ storage. With additional upgrades throughout, this home is a MUST SEE!

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Banks start to ease 20% downpayment for jumbo loans.

A minimum 20 percent downpayment became an industry standard for jumbo mortgages following the real estate bust, but lenders increasingly approve jumbo loans with downpayments of 10 percent and sometimes less.

Some mortgage bankers say that younger borrowers have stellar credit ratings and sufficient assets and incomes, but high rents don’t allow them to amass enough cash for a 20 percent downpayment.

Newer loan products from big banks, credit unions and online lenders offer jumbo mortgages with loan-to-value (LTV) ratios of 85 to 90 percent. San Francisco-based online lender SoFi says that high LTV jumbo mortgages account for about 80 percent of its mortgage lending – and 65 percent of its borrowers are first-time homebuyers.

Lenders typically enforce strict qualification rules and charge higher interest rates for borrowers putting down less than 20 percent, with Wells Fargo’s current rates for an 89.9 percent LTV jumbo mortgage about a quarter to three-eighths of a percentage point higher than loans with a 20 percent downpayment.

2173 RADNOR COURT, NORTH PALM BEACH, FL 33408

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Quality was the first consideration in designing and building this new contemporary masterpiece on an over 227′ point lot directly on the Intracoastal with no fixed bridges to ocean access. Walk through the door to a beautiful open versatile great room with custom built in entertainment center which includes surround sound and look up to gorgeous high coffered ceilings of oak wood and crown molding that open to a large cupola. High impact resistant sliding doors pocket to reveal a loggia complete with a fireplace burning wood or gas. Open the loggia doors for access to the magnificent pool and spa overlooking the waterway or close them and relax in this tranquil living area under air. Use the remote to lower the electric shade to control sunlight with door open or closed.

 

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11589 LAKE HOUSE COURT, NORTH PALM BEACH, FL 33408

Classic Bermuda style home was designed by Jeff Smith of Palm Beach and built by Keating Moore Const. Completed in 1998, this home occupies two full lots on the quiet cul-de-sac of Lake House Court. Total of 10,380 SF. This house is the largest home on the golf course in Lost Tree Village. This beautifully appointed home has details such as inlaid Saturnia marble and rift and quartered oak floors, Mahogany windows & doors, custom woodwork throughout, and custom Smallbone English cabinetry. The floor plan features seven bedrooms and seven and a half bathrooms. Main living area is composed of a grand foyer, an immaculate living room, a dining room, a family room with coffered ceiling, separate office and library rooms, and a chef’s kitchen with Sub Zero and Viking appliances.

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Forbes Lists Top Investment Cities. 7 of Top 20 IN FLORIDA.

Florida’s domination of the list makes a lot of sense in light of the national economic recovery, says Ingo Winzer, founder and president of Local Market Monitor. “Since the national economy has stabilized and is growing again, the factors that prompt people to go to Florida have recovered,” he reasons.

“Best-buy” markets for 2016 housing

1. Grand Rapids

2. Orlando, Florida

3. San Antonio, Texas

4. Charlotte, North Carolina

5. Salt Lake City

6. Dallas

7. Austin, Texas

8. Fort Lauderdale, Florida

9. Seattle

10. Cape Coral, Florida

11. Indianapolis

12. North Port, Florida

13. Nashville, Tennessee

14. Tampa, Florida

15. Charleston, South Carolina

16. Denver, Colorado

17. Madison, Wisconsin

18. Jacksonville, Florida

19. West Palm Beach, Florida

20. Boise, Idaho